
Retiring to Albania from Germany: Residence, Pension, Health Insurance and a Home (2026)
A German pensioner can live in Albania on a pensioner's residence permit, renewed every year, if the pension reaches 1,200,000 lek a year (about €12,900). The German pension is paid there in full and, under the double tax treaty, taxed only in Albania. The open question is health insurance: the German-Albanian social security agreement does not cover it.
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